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Everyone, especially in Nigeria has experienced a situation whereby they are on call with friends or family or even business partners, and when the talk is about to get juicy, boom, you receive a notification that you are running low on airtime.
This is where airtime borrowing becomes a lifesaver. Airtime borrowing is a service that allows users to receive airtime in advance, even when they don’t have sufficient funds in their account. This feature ensures that you remain connected in times of need, whether it’s to make an important call, send a message, or access the internet.
Glo, one of Nigeria’s leading telecommunications providers, offers its customers the “Borrow Me Credit” service, allowing users to borrow airtime seamlessly and repay it later when they recharge. This service ensures that Glo users are never left stranded without airtime, providing convenience when traditional recharge methods aren’t accessible.
One thing this guide will never deny you, is accurate up-to-date informative step-by-step guide on how to borrow airtime from glo. By the end of this article, you’ll have all the knowledge you need to borrow airtime efficiently, understand the eligibility criteria, repayment methods, and other important details.
Important Information About Glo Borrow Me Credit
If you are using Glo Borrow Me Credit service, there are a few key things you need to know to make the most of this feature and avoid any confusion.
Manually Repaying a Loan
- Yes, you can manually repay your borrowed airtime by dialing *321*9*9#. This allows you to settle your loan anytime without waiting for the automatic deduction when you recharge.
Borrow for Others: Calls to Other Networks
- When you use the Borrow for Others feature, your friends and family can call other networks using the borrowed airtime. Glo allows full flexibility with this service.
Borrow for Others: International Calls
- The Borrow for Others service also allows your friends and family to make international calls. Glo ensures that the borrowed airtime can be used for global connectivity, not just local calls.
Borrow for Others: Internet Browsing
- Yes, your friends and family can also use the Borrow for Others airtime to browse the internet. Glo offers this service so that users can stay connected online when they are low on credit.
Ineligibility for Borrow for Others
If you’ve applied for Borrow for Others but received a message stating you are not eligible, there are two possible reasons:
- You may be new to the Glo network and have not yet completed the minimum requirement of being active for at least three months.
- You might have an outstanding loan from previous borrowing. You will need to repay any existing loans before you can borrow more.
Receiving Airtime via ME2U and Loan Repayment
- If you receive airtime through Glo’s ME2U service while having an outstanding loan, the credited amount will automatically be used to repay the loan. Any airtime credited to your main account triggers a repayment, so ensure you are aware of this when using ME2U while in debt.
Service Charges on Borrowed Airtime
- When borrowing airtime, a 15% service charge applies. For example, if you request ₦500, you will receive ₦425, with the service fee deducted upfront. The total borrowed amount, including the fee, will be recovered when you next recharge.
Borrowing More Than Once Without Repayment
- Glo allows you to borrow airtime more than once before repaying the first loan, as long as it falls within your borrowing limit. However, you will need to repay all outstanding loans before becoming eligible for another borrowing cycle.
SIM Card Replacement and Borrow Me Credit
- If you need to replace your SIM card, your Borrow Me Credit will remain intact as long as the replacement is done within the 72-hour grace period. Once your new SIM is active, the borrowed airtime will still be available for use.
Using Borrow Me Credit for Calls to Other Networks
- You can use the airtime from the Borrow Me Credit service to make calls to other networks, offering the same flexibility as regular airtime.
Ineligibility for Borrow Me Credit
If your request for Borrow Me Credit was denied, it could be due to one of two reasons:
- You may not have met the minimum age requirement on the network, which is four months of active usage.
- You might have an outstanding loan that must be repaid before you can borrow again.
Service Charges for Borrow Me Credit
When borrowing airtime, a 15% service charge is deducted. For instance, if you borrow ₦500, only ₦425 will be credited to your account, with the service fee recovered during your next recharge.
How To Borrow Airtime From Glo
There are two major methods to borrow airtime from GLO, this methods are as follows;
- USSD Code
- Glo Café App
How To Borrow Airtime From Glo Using USSD Code
You can borrow airtime from Glo by dialing simple USSD codes. Here’s how:
- Dial the USSD Code
To begin, dial either *303# or *312# from your Glo line. - Select Borrow Airtime Option
From the on-screen menu, choose the option that allows you to borrow airtime. Follow the prompts to select the amount you want to borrow. - Confirmation
Once you’ve selected the desired amount, you will receive a confirmation message, and the borrowed airtime will be credited to your account.
Short USSD Codes for Borrowing Specific Amounts
These shortcodes allow you to quickly borrow specific amounts without going through the full USSD menu.
- Dial *321*1*25# to borrow ₦25
- Dial *321*1*50# to borrow ₦50
- Dial *321*1*100# to borrow ₦100
- Dial *321*1*200# to borrow ₦200
- Dial *321*1*500# to borrow ₦500
- Dial *321*1*1000# to borrow ₦1000
- Dial *321*2*2000# to borrow ₦2000
How To Borrow Airtime From Glo Using Glo Café App
If you prefer using the Glo Café app, here’s how to borrow airtime:
- Open the Glo Café App
Launch the Glo Café App on your smartphone. If you don’t have it installed, you can download it from the Google Play Store or Apple App Store. - Log In to Your Account
Log in using your Glo number. If you haven’t registered yet, follow the steps to create an account. - Navigate to Borrow Me Credit
Once logged in, find the Borrow Me Credit option in the app’s menu. - Select the Amount to Borrow
Choose the amount of airtime you want to borrow and confirm your selection. - Confirmation
You will receive a confirmation, and the borrowed airtime will be credited to your account immediately.
How to Repay Borrowed Airtime On Glo
Repaying borrowed airtime on Glo is quite straightforward, and there are two main ways to do so: manually and automatically.
Automatic Repayment Methods
Whenever you recharge your Glo line after borrowing airtime, the repayment process is automatic. Glo will deduct the borrowed amount from your next recharge, including the 15% service charge. This deduction happens instantly when your main account receives any form of airtime credit, whether through a recharge or any other means like receiving airtime via ME2U.
Manual Repayment
If you prefer to repay your borrowed airtime before your next recharge, Glo allows you to do so manually. You can dial *321*9*9# to trigger the repayment. This is helpful if you want to settle the debt before your next recharge or avoid automatic deductions when receiving airtime through other methods.
It’s important to note that Glo applies a 15% service charge to all borrowed airtime. This fee is added on top of the borrowed amount and will be recovered during the repayment. For example, if you borrow ₦500, you will receive ₦425, as ₦75 (15% of ₦500) is deducted as a service fee. When you recharge, Glo will automatically deduct ₦500 to settle the loan, even though you received only ₦425 in airtime.
Frequently Asked Questions On How To Borrow Airtime From Glo
Who is eligible to borrow airtime from Glo?
To borrow airtime from Glo, you must be a prepaid subscriber who has been active on the network for at least 3 to 4 months. Additionally, you must have a good repayment history and not have any outstanding loans.
How much airtime can I borrow from Glo?
The amount of airtime you can borrow depends on your usage and eligibility. You can borrow amounts like ₦25, ₦50, ₦100, ₦200, ₦500, ₦1000, and ₦2000 by dialing the appropriate USSD codes or using the Glo Café app.
Can I borrow airtime more than once without repaying the first loan?
Yes, Glo allows you to borrow airtime again without repaying the first loan, as long as you are within your eligibility matrix. However, you must repay all outstanding loans before you can borrow again after this second loan.
Is there a service charge for borrowing airtime on Glo?
Yes, Glo applies a 15% service charge on all borrowed airtime. For instance, if you borrow ₦100, you will receive ₦85, and the full ₦100 will be deducted from your next recharge to cover the loan.
What happens if I receive airtime through ME2U and I have a borrowed airtime balance?
If you have a pending borrowed airtime balance and receive airtime on Glo’s ME2U service, the borrowed amount will be deducted automatically from your account as soon as you are credited. This ensures that the loan is settled before using the received airtime.
Conclusions On How To Borrow Airtime From Glo
Thank you for reading our article on how to borrow airtime from Glo. We hope this guide has provided you with clear and detailed steps on how to take advantage of Glo Borrow Me Credit service. Borrowing airtime from Glo is a convenient and easy way to stay connected when you’re out of credit, and it offers a flexible solution in emergencies or unexpected situations.
We encourage you to make use of this service whenever you need it. Glo’s straightforward process ensures that you can borrow airtime quickly and pay it back with ease.
If you found this guide helpful, please feel free to share it with friends, family, or anyone else who uses Glo. We also invite you to leave comments, ask questions, or share your experiences with Glo Borrow Me Credit service below. Your feedback is always appreciated!
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